Thread 06 · Economy and Inequality · September 25, 2026

The answer that never comes

A CMHC experiment showed that in Montreal, rental inquiries from Black, Indigenous or LGBTQ+ tenants received fewer replies.

1 · The scene

In June, Ahmed scrolls through listings for five-and-a-halfs on his phone, between customers at the dépanneur. He writes politely, always the same message: steady worker, non-smoker, references available. He sends twelve that week.

His colleague Mathieu, looking in the same neighbourhood, already has three viewings lined up. Ahmed rereads his messages and wonders what more he should have written. He sees no mistake. He sees only silence.

Original vignette

2 · The documented case

Emails that go unanswered

In early 2021, Canada Mortgage and Housing Corporation (CMHC) ran an experiment in eight large cities, including Montreal and Quebec City. For real rental listings, fictitious profiles wrote to landlords: about 2,000 emails per region, in the names of profiles suggesting white, Black, Indigenous, Asian or LGBTQ+ people. The messages themselves were drawn at random from a few equivalent templates.

Published in October 2024, the results show that Montreal is the city where nearly all the profiles studied were significantly less likely to receive a reply than a young white man. The measured effect there reaches about −18% for Black profiles, −16% for Indigenous profiles and nearly −40% for LGBTQ+ profiles. Elsewhere, results varied by city and group.

There is also good news: CMHC notes that most of the replies received were positive and offered a viewing. When the door opens, it often opens wide. The issue is therefore the first sort, the moment when a decision is made in a few seconds. Answering every inquiry in the order received, with the same criteria for everyone, is a concrete way of saying, the Ubuntu way, that the neighbourhood belongs to everyone who wants to live there.

−18%measured effect on the chances of a reply, Black profiles, Montreal
−40%measured effect, LGBTQ+ profiles, Montreal (about −39.6%)
8large Canadian cities studied by CMHC

3 · The voice

“significant discrimination in landlords' responses, depending on the tenant's profile”
Canada Mortgage and Housing Corporation, summary of the study, 2024

4 · The question

When a newcomer tries to settle near you, what could your street do so that they feel expected rather than tolerated?

Sources

  1. CMHC, Responses to Rental Inquiries in Canada: Does the Profile Matter?, October 23, 2024. www.cmhc-schl.gc.ca
  2. CMHC, Research Insight, full report, 2024. assets.cmhc-schl.gc.ca

Every figure on this page links to a verifiable public source.

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